Automated Rate Management (ARM) for Sellers
ARM automatically keeps your USDC conversion rates in sync with the live market using oracle price feeds from Chainlink and Pyth. Instead of manually updating your rates every time the market moves, you just set a spread and ARM handles the rest.
Why Use ARM?
- No babysitting rates. Your prices update automatically with the market, so you stay competitive without constantly checking and adjusting.
- Per-currency control. Set different spreads for each currency you accept. Price EUR tightly and give yourself more room on TRY.
- Floor rate safety net. Set a minimum rate you're willing to accept. ARM will never price below it.
Guides
- How to Choose Your Spread
- Set Your Spread: Express Flow
- Set Your Spread: Advanced Flow
- How to Set a Floor Rate
- How to Monitor Your ARM Rates
ARM supports 18 currencies including EUR, GBP, AUD, BRL, CAD, JPY, INR, SGD, and more. Check the full list at arm.peer.xyz.
How It Works
Every time a buyer wants to fill an order against your deposit, the protocol:
- Fetches the latest market price from Chainlink or Pyth oracles
- Applies your spread
- Uses that as your conversion rate
If you've set a floor rate, the protocol uses whichever is higher: your spread-adjusted rate or your floor.
Express vs Advanced Flow
When creating a deposit, you'll see an Advanced toggle in the top right corner.
Express flow (Advanced off) is the quick setup. One currency, one platform, and a simple spread adjustment with +/- buttons. Good for getting started fast.

Advanced flow (Advanced on) gives you the full orderbook visualization, a spread slider ranging from -5% to +5%, floor rate controls, and support for multiple currencies on one deposit.

ARM vs Manual Rates
| ARM (Default) | Manual / Fixed Rate | |
|---|---|---|
| Rate updates | Automatic, real-time | You update manually |
| Effort | Set spread once, adjust occasionally | Monitor and update regularly |
| Market risk | Tracks the market | Can become stale |
| Best for | Most sellers | Sellers with strong market views |
If you'd rather lock in a fixed rate, see the floor rate guide for how to opt out of ARM.
➡️ Start with: How to Choose and Set Your Spread